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英语高手进来TheUnitedStatesistrulythelandofthecreditcard.Americansusecreditcardstobuyaimosteveryyhing.Theuseofcredithasmanyimportantadvantages.Theuseofcashislimitedtothesmallestamount.Solessmoneywouldbestol
更新时间:2024-04-26 17:39:41
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英语高手进来

TheUnitedStatesistrulythelandofthecreditcard.Americansusecreditcardstobuyaimosteveryyhing.Theuseofcredithasmanyimportantadvantages.Theuseofcashislimitedtothesmallestamount.Solessmoneywouldbestolen.Peoplecancarrytheircreditcardsandusetjeminsteadofmakingwithdrawalsofcashfromtheiraccounts.Peoplecanalsoplaceordersforpurchasesbyphoneandpeybygivingtheircreditcardnumber.Thisiseasierandfasterthanpayyingbycheck.

However,theuseofcreditcardsalsotroublesmanyAmericans.Ifacreditcardownerdoesnotpeyaiiofthemoneythatheowesattheendofthemonth,heisreallyborrowingthemoney.Untilherepaysaiiofit,therateofinterest,oftenabouttwentypercent,isveryhigh.Becausenopeymentisneededuntilonemonthafterthepurchase,manyAmericanshavetroublelimitingtheirpurchase.Whenthebillsfinallyarrive,theyseethattheydonothaveenoughmoney.Theresultpayments.

李桦回答:
  美国确实是信用卡的海洋.美国人几乎买任何东西都用它,因为用卡有不小的好处.首先,使用现金越少,被偷的就越少.人们只需用卡支付,而不用从账户里取出现金.其次,人们还能打电话订购商品或服务,并通过提供卡的号码来进行...
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